Four Mistakes I Realized after Years of Blogging

I’ve been blogging for some years now and during that time I’ve seen plenty of ups and downs. I’ve seen projects come and go, bloggers start and stop, and revenues grow and crash.

I guess if they say hindsight is 20/20, then this is that time when it all makes sense. What I want to do in these following items is to share some of those mistakes I’ve made and hopefully help you avoid disruptions that could cloud your blogging horizon.

1. You can get too involved

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There is a dilemma at this time in my years of blogging: I’m in too deep.

Those first few months (and years) are kind of like a honeymoon phase. You’re fresh to this blogging thing so you’re very excited to do anything and everything that pops into your mind.

However, from what I’ve found, you get too involved with blogging. You start to second guess whether you should write a post, respond to a comment, or participate on social media.

To avoid this then you need to pace yourself and how much you’re following others. Go for the quality over quantity and don’t overload yourself on information by obsessively following everyone. Likewise, write what you want to read rather than always entertaining ideas and feedback from community members because they don’t always speak for everyone.

2. You’re probably not ready for disaster

I’ve always been diligent when it comes to computer security. I’m careful with what I click. I avoid installing items that aren’t necessary for business. I stay up-to-date with security updates, drivers, patches, and security programs.

Nothing will strike you down faster than someone breaching your website or gaining access to important files on your system. This sometimes happens if you fall victim to phishing scams which, nowadays, are sometimes impossible to to get to the bottom of. If you

For these reasons, I’d highly recommend you use:

·  A cloud-based security program (look for info on social media coverage and phishing detection rates, the Trend Micro Internet security site has an example of this)

·  AdBlock & Disconnect (browser apps)

·  The use of sites like Unroll.me to stop spam

Also, don’t forget about the physical security of your work. Keep regular off-site backups of everything you do in the event of a natural disaster (or human error).

3. You should have monetized earlier

There is this idea that you should “just get started” and let the chips fall where they may.

After all this time, I have to disagree because no business is setting itself up for success if they don’t have some kind of monetization plan in mind.

What generally happens, from what I’ve noticed in my actions and close website owner friends, is that you get too intimidated with creating a product or service to sell. You feel like you’re alienating your community because you’re all of a sudden selling to them.

You have to offer something, otherwise you’re just spinning wheels. You should start earlier than later in creating a premium or monetizing the site, otherwise you’re just leaving money on the table and psyching yourself out even more from getting it done.

4. Giving up is a viable option

You have to be ready to trim the fat.

I have bought and discarded dozens of domains and projects because I realized it’s unlikely that I’m going to continue with the project.

You’ll face this at some point in your blogging efforts. There are times when it’s better to shift that focus to the bread winners instead of those pipe dreams. Go for the low hanging fruit (the 80/20 rule) instead of speculative hopes.

This doesn’t mean you’ve failed at the project – it means you’re smart enough to understand the value of your time. Learn to let go, otherwise you’ll spend too much time on the things that rarely matter.

Conclusion

There are those who have been blogging longer than me and then others over whom I hold veteran status.

I believe these are the types of mistakes we’re all susceptible to making at some point or another. It’s easy to get wrapped into the hype and excitement of blogging. It’s only after quite some time that things become transparent for what they really are.

My intent is that you read these four items, avoid them, and follow through on your goals. It’s tough at times, but you can power through it. Blogging is an adventure and, in the end, it’s worth the ride.

 

Making Credit Card Payments in the eCommerce Environment

eCommerceMaking Credit Card Payments in the eCommerce Environment

You may feel insecure and unsure of paying for goods that you purchase with your credit card. This is understandable in the sense that you might be thinking that your identity and banking information will not be safe and will be available for abuse in fraudulent dealings on the part of the retailer. Retailers, on the other hand, feel insecure in the sense that they would need to use credit card payment devices in the store and on the Internet, depending on whether they are a brick-and-mortar operation or not. Surveys have shown that the banking institutions and the eCommerce development experts have these concerns covered, and safety is practically insured. The amount of trade conducted electronically has grown extraordinarily with widespread Internet usage, according to Wikipedia. These electronic commerce transactions take place between businesses and between businesses and customers.

Retail Businesses and eCommerce

To accept credit cards as a form of payment, as a vendor you need to research and list the systems that are available in the market right now. You are certainly placed in a disadvantaged position if you don’t accept credit cards as a form of receiving payment. Through the years of development of credit card payments, it has been proven to be a secure method of receiving and making payment. Can you imagine how much you would lose in sales if you didn’t accept credit card payments? It would mean losing more than 50 percent of what your total sales could be.

Credit cards have been widely used by consumers and accepted by merchants as payments throughout the world. It is by far the most popular method of payment, especially in the retail marketplace. Some of the most important advantages to business and customers are privacy, integrity, transaction efficiency, convenience, mobility, and low financial risk. Anonymity is another important factor.

Online Trading and eCommerce Transactions

Since such a large portion of the population is using mobile devices and networks these days, it is no wonder that eCommerce needed to institute a means of payment for those who do Internet marketing and shopping online. Many, if not most, mobile devices are used for online shopping, and the only means of making and receiving online payment is by way of Internet banking, EFTs, and credit cards. Even debit card payments are possible via eCommerce these days. Processing credit card payments also introduces an inherent interactivity between the business, its customers, and the banks.

It is clear that those businesses that accept credit cards as a form of payment are flourishing, especially the Internet and mobile merchants, who previously had no way to accept payment except by way of cash or bank deposit.

Security Systems in Place

If you are concerned regarding the security of making or accepting eCommerce credit card payments, there’s something worth noting. The PCI DSS Standard was established by the Payment Card Industry Security Standards Council to increase security of customer data and to reduce, and to prevent fraud. As a business owner, you would need to set up a merchant account at your bank in order to receive credit card payments. This allows you to receive payment from a customer by way of credit or debit cards. To cap it, for security purposes, merchant providers are required to obey regulations established by card associations and bankers, enforceable by law.

It appears that this previously feared means of payment has become very popular, almost in the forefront of eCommerce, and you are almost ensured of integrity and safety of your personal details. Proceed with business as usual with the surety that eCommerce is not out to get you, whether you are a business owners or a customer.

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